How To Use A Budget Calculator
The trick to saving money is ensuring you have a water tight budget in place. While the old paper based budget can work wonders, what is really needed is a budget calculator or spreadsheet to help you...
View ArticleStretching Your Paycheck: 5 Tips
If you’re struggling to find money at the end of the month, and wincing every time you use your debit card in case it won’t be approved, you’re completely ready for a financial makeover. The first, and...
View Article5 Things You Don’t Budget For But Should
Budgets are not exactly the most popular of ideas but I am quietly in love with mine. I am constantly tweaking it, adjusting here and there, getting it just right and it’s pretty close to perfect if I...
View ArticleCan You Live Off 50% Of Your Pay?
Having dinner with friends last week, we were discussing the recent changes in our lives. Having finished uni, moved into creative fields, gotten ‘real’ jobs, met serious partners, our finances are...
View ArticleHow Much Should I Spend On…
Every person’s finances are unique. Just like DNA or a CD collection, the combination of income, savings, debts, splurges and strict budgets is individual. Yet, within that stipulation, some broader...
View ArticleDo You Overspend On Weekends?
For me, it goes like this. I’ll have been really good all day. I’ll eat only healthy food, I won’t snack and I’ll walk through my front door, shining with virtue. And then, somewhere between dinner and...
View ArticleThe 5 Stages of Financial Grief
Paul Brown in the New York Times wrote recently of his 5 stages of grief at the news he had nowhere near enough money saved for retirement. Drawn from the famous 5 stages of grief from psychiatrist...
View ArticleWhy And How I’m Making Space In My Budget
I’ve had one of those mornings. You wake up, the sun is shining and your first coffee of the day is sitting on the window ledge. It’s the start of another week, and you say to yourself that this is the...
View ArticleThe Complete Guide To Budgeting (How To Budget)
Budgeting is like your responsible friend at a party. You know the one; you see them every Saturday night. They’re a bit sleepy by the time it comes to the party, probably because they were up early...
View ArticleThe Best Budgeting Tips
As someone who talks a lot about how to budget, I often find people asking me very similar questions when it comes to budgeting. Usually these questions revolve around common problems people face when...
View ArticleA Budget Spreadsheet: How It Helps To Save Money
As someone well rehearsed in ways to save money, I cannot think of one thing more important to any prospective money saver than starting your very own personal budget spreadsheet. A budget spreadsheet...
View ArticleHow To Find Your Budgeting, Saving & Investing Mojo!
Budgeting, saving, investing, superannuation contributions… they’re all things you know you *should* do, but given Australian credit card debt is at an all time high , it’s abundantly clear we aren’t...
View ArticleKeeping Track Of Your Money Via A Budget
In the battle against spending the biggest enemy is temptation and your only ally is your willpower which, let’s face it, has a tendency to wimp out at the last minute. Sometimes, to win a losing...
View ArticleThe Round Up Method Of Budgeting: A Road Test
This is going to be a shock I know, but I am not great at budgeting. Maybe my budgets are too unrealistic or maybe I just have no discipline, but to me, budgets are boring and yuck and just not my cup...
View ArticleHow to easily setup a budget
Setting up a budget can get a bit confusing, especially in an age when consumer spending is very high and out need for new products and services continues to grow. The trick with setting up a budget is...
View ArticleHow to create a realistic budget and stick to it
Unless you had the good fortune of being born with a silver spoon in your mouth and more money that you could spend in a lifetime, you need a budget. You need a budget to serve as a guideline of how...
View ArticleHow to budget after big Christmas spending
It certainly was the season to be jolly. It’s interesting to look back on the savings measures I suggested before Christmas, and to see how easy it is to get caught up in spending money. The new year...
View ArticleHow Much Should I Spend On…
How much should I spend on the house? On my savings? On entertainment? It's hard to get a general idea of what the average allocations, so Savings Guide has done it for you! The post How Much Should I...
View Article10 Budgeting Tips To Keep Your Budget On Track
We count down the top 10 tips to staying on track with your budgeting. A mixture of good financial sense and ways to save money. The post 10 Budgeting Tips To Keep Your Budget On Track appeared first...
View ArticleCreating A Budget Series: Detailing Your Income, Earnings & Expenses Accurately
How to accurately budget your income and earnings and methodically budget your expenses. Quickly see how much money is coming in and how much money is going out. The post Creating A Budget Series:...
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